# Assets
Assets represent property or equipment included in the loss estimate. FX-PML supports area assets and point assets.
## Asset Types
- **Area Asset**: a polygonal asset drawn on the site map. Area assets are meshed internally so damage can be evaluated across the asset footprint.
- **Point Asset**: a single point asset. Point assets are useful for compact equipment, buildings treated as a point, or early screening.
The codebase also contains a path asset model, but the current main UI exposes area and point asset creation.
## Add an Area Asset
1. Right-click **Assets**.
2. Choose **Add Area Asset**.
3. Use the geometry editor to draw the polygon, rectangle, or circle.
4. Enter the asset properties in the property grid.
Important area asset properties:
![[Images/AreaAsset-Property-Grid.png]]
- **Name** and **ID**
- **Enabled**
- **Color**, **Width**, **Interior Color**, and **Opacity**
- **RCV**
- **Vulnerability Factor**
- **Damage Level**
- **Polygon**
## Add a Point Asset
1. Right-click **Assets**.
2. Choose **Add Point Asset**.
3. Pick the point on the canvas or enter coordinates.
4. Enter the asset properties in the property grid.
Important point asset properties:
![[Images/PointAsset-Property-Grid.png]]
- **Name** and **ID**
- **Enabled**
- **Color**, **Width**, and **Shape**
- **RCV**
- **Vulnerability Factor**
- **Damage Level**
- **Point**
## Replacement Cost and Vulnerability
**RCV** is the replacement cost value in millions of dollars. **Vulnerability Factor** scales the calculated damage. For example, a vulnerability factor of `2` doubles the calculated damage before it is capped at 100 percent.
Disable an asset when it should remain in the file but be skipped by the solver.